I plan on opening a BB card sometime in the future. Generally I'm opposed to credit cards (I'd rather pay with cash than go into debt, naturally, and I'd really just rather not mess with them), don't have one now and don't plan on having any others in the future. But if I find that I'm going to be spending a decent amount of money at BB, I figure I might as well go for the card. I'll only use it, of course, when I have the cash to pay for something. And when I use the card, I'll withdraw the cash from my bank account and stash it someplace safe until it's time to pay the bill (off). I figured that their points system was a good enough reason to get the card, but this doesn't hurt.