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It is suitable for business casual, you can even wear it smart-casual and semi-formal, depending on the event.

Not a fan of polyester blend in a coat

As for the colour, either will do and if you can, why not both. If I had choice one, grey, as it will let you have the most possible options for clothing (which: trousers/jeans, top/shirt/sweater, shoes, etc)
 

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Discussion Starter · #3 ·
It is suitable for business casual, you can even wear it smart-casual and semi-formal, depending on the event.

Not a fan of polyester blend in a coat

As for the colour, either will do and if you can, why not both. If I had choice one, grey, as it will let you have the most possible options for clothing (which: trousers/jeans, top/shirt/sweater, shoes, etc)
Would the charcoal go with charcoal trousers?
 

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Stuffy me, I guess.

I always wore a sport coat for business casual over a long sleeved, generally wool, buttoned up polo. That's because, in a managerial position, there was always the possibility of a meeting. Since I'm in Southern California, that was enough for just about all the weather we have. If it were cold enough to wear more, it would have been a top coat, not a car coat. So I would not have worn a car coat for business casual.
 
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